Coinvay’s native BNB checkout uses BNB Smart Chain. The buyer sends BNB on that network to the merchant’s configured EVM address, and the gateway verifies the transfer against the invoice. A BNB label on another service is not enough to establish the route.
Make BNB Smart Chain explicit
The configured BNB Chain mainnet uses chain ID 56. Customers should select the matching BNB Smart Chain withdrawal or wallet network, not another network offered under a related brand. A shared EVM address format cannot tell the buyer which chain is intended.
For a small online order, the merchant can offer BNB alongside a supported token route. The customer chooses BNB, receives a current exact quote and checks the destination before approving. Do not ask the customer to send a fixed BNB amount copied from a past dollar conversion.
Distinguish native payment from token gas
BNB is also the standard gas asset for BNB Smart Chain transfers. A buyer paying a USDT token invoice needs a suitable fee-paying balance or arrangement, but transferring BNB as gas is not itself a payment of the USDT invoice.
When the invoice requests BNB, the wallet must have enough for the quoted transfer plus the fee. A send-entire-balance option can reduce the value received and cause a mismatch. Let the buyer inspect the final recipient amount rather than assuming the entered number is unchanged.
Verify and reconcile the native receipt
Coinvay’s current BNB Chain policy requires fifteen confirmations and validates the successful receipt, correct chain, recipient, amount and quote window. This is a gateway policy rather than a guarantee of completion within a fixed number of seconds.
Record the order reference and transaction hash together. If the business later sends BNB to a supplier or exchange, that is a separate treasury transfer; it does not change the original invoice’s identity.
Practical checklist
- Label the route BNB Smart Chain and verify chain ID 56.
- Reserve BNB for gas in addition to the payment amount.
- Use the confirmed invoice, not a wallet screenshot, for fulfillment.
Common questions
Does a BNB payment mean Coinvay accepts every BEP-20 token?+
No. Native-coin support and token-contract support are distinct. The current configured token list defines which additional assets can be verified.
Will BNB be converted into a stablecoin for the merchant?+
Not automatically in the described direct-wallet flow. The merchant receives BNB and is responsible for its later use or conversion through a separate service.
Sources and further reading
Primary references and Coinvay product documentation. Check the linked pages for current details.
AI-assisted drafting, published by Coinvay. Examples are illustrative. Read our editorial approach.